Enness Global was founded in August 2007, the week Northern Rock failed, on the view that wealthy borrowers with complex circumstances were badly served by a market built for the straightforward. Nineteen years on it arranges finance for clients of around 80 nationalities a year and has arranged more than £10 billion since founding.

The firm works across 1,000 or more bank and lender relationships, including every major private bank, and is independent of all of them. That independence matters most where the case is difficult: foreign nationals and non-residents, US persons, income paid in stock or carried interest, multiple currencies, trust and corporate structures, listed buildings, land and unusual property. These are the files that stall elsewhere and where an agent’s transaction is most at risk.

For prime residential professionals Enness offers three things. Speed, with straightforward UK bridging typically arranged within 72 hours and complex international cases within five working days. Certainty, since a case is placed with the lender most likely to complete it rather than the one with the loudest headline rate. And discretion, for clients who expect it.

Beyond mortgages and bridging, Enness arranges development and commercial finance, securities-backed lending including single stock and pre-IPO, crypto-backed finance, and finance against art, aircraft, yachts and cars. Insurance is arranged through Vizion, and an Appointed Representative network supports external brokers under the Enness regulatory umbrella.

Offices in London, Dubai, Jersey, Zurich, Geneva and Nice, with the head office at 64 North Row, Mayfair.

Specialisms

• Large and high value mortgages, £1m to £50m+

• Bridging finance, UK and international

• Foreign national, expat and non-resident lending

• US persons and equity-compensated borrowers

• Private bank mortgages without an AUM requirement

• International property: France, Switzerland, Monaco, Spain, Italy, Portugal, UAE, Caribbean

• Development and commercial finance

• Securities-backed lending, Lombard, single stock, pre-IPO

• Crypto-backed finance

• Luxury asset finance: art, aircraft, yachts, cars, wine

• Listed buildings, land and unusual property